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Category: Income-Earning Ideas

Work-at-home opportunity

Polly emailed me and asked if I could post her income-earning opportunity. Since I am familiar with Polly and know this is a legitimate position and because I know that many of you are looking for ways to work from home, I’m glad to post her email. If you are interested in this position, please email Polly personally.

My husband is a consultant for a company that assists small business
owners who wish to sell their business. We make our own leads through
telemarketing efforts.

We would like to increase the number of leads we can work. If
anyone has telephone experience or would like to learn, we are in need of people to help.

The
position pays a 10% commission on the sales my husband makes. His
average sale is $6-9,000. This is a commission only position.

Some
things that are helpful: having a telephone with unlimited long
distance or a cell phone with a lot of minutes; email (since this will
be our main mode of communication); and a good attitude.

This
position is not for the faint of heart, but is very lucrative. We are
asking for at least 5 hours per week but would like up to 15 or more.
You will be calling businesses on the west coast during business hours
(7:30am-5:30pm PST).

I would very much like to speak to anyone
interested in this as soon as possible. We are in desperate need so I
would like to get started on this ASAP. I have good Dunn &
Bradstreet leads ready to be emailed to you now along with scripts and
forms. I will offer all of the support you may need.

Thanks so much for your consideration!

Polly Stankuviene from Nevada
stankuviene @ yahoo.com 

Becoming a WAHM: What Are Your Passions, Skills, and Gifts? – Part 4

Once you have determined you’re willing to put in a tremendous amount of effort in order successfully work from home and you’ve streamlined your life and developed organization, and started living on a budget, you’re now in great shape to pursue planning and preparing for setting up your business.

There are thousands of possibilities out there so where do you begin? I recommend you spend some time praying and seeking the Lord for direction, talking things carefully over with your husband, and doing some in-depth evaluation of your own heart.

What are your goals for working from home? How much time do you want to invest? What kind of income would you realistically like to be making?

After considering your basic goals and guidelines, take a few weeks to map out your ideas. Don’t worry about being thorough and organized at this point, just get your ideas down on paper. Just for the fun of it, I encourage you to also write down what your dream WAHM job would be.

Hopefully by the end of a few weeks of thinking through this, you’ll have a fairly large list compiled. Take this idea list and think about it in terms of what your life goals are, what your abilities are, what you are passionate about, and what your likes and dislikes are. If you are married, ask your husband for his counsel and input. Also, ask your close friends for their thoughts and ask other home business owners for input.

It is very important you take your time when thinking through all of these things. The last thing you want to do is to be hasty in your decision-making and end up rushing into something which you quickly find out was not at all what you enjoy.

At the same time, though, don’t get so caught up in the planning and preparation that you never do anything. You’ll never go anywhere if you never do anything, so don’t get stuck in a rut of spending months or even years planning your new business venture and then end up never doing anything. A month or two of planning and thoughtful decision-making should be plenty.

For those of you who currently work from home or own your own business, how did you first decide to do what you are doing? What has been your greatest source of inspiration and how have you meshed your passions and gifts into a marketable skill or business venture?

Becoming a WAHM: Budgeting – Part 3

Once you have determined you’re willing to put in a tremendous amount of effort in order successfully work from home and you’ve streamlined your life and developed organization, you’re not quite ready to jump headfirst into beginning your business. There’s one more thing which you need to have in place in order to have a strong foundation for a successfully working from home.

What is that one thing? It is that you need to be operating on a workable written budget. I’m not speaking of a budget for your business here, I’m talking about you personally living on a budget.

Why is this so important? Well for one, I’ve seen a lot of families who think they have an income problem when really they have a disorganization and self-discipline problem. You see, if you think you can’t make ends meet and you need to dramatically increase your income and yet you don’t even have a plan in place for your money, how do you know you can’t make ends meet? Perhaps the ends would meet just fine if you’d buckle down and start giving every dollar a name.

There will never be enough money for those who lack self-discipline. Increasing your income won’t fix the problem if the problem is that you aren’t willing to work hard and wait until you can afford something.

As I wrote earlier:

Why am I such a big proponent of living on a budget? It is because I know
that were it not for our budget and the grace of God, we would very
likely be up to our eyeballs in debt right now, barely making ends
meet–just like pretty much all the rest of our law school friends are.
We wouldn’t be living comfortably well below our means, we wouldn’t
have an emergency fund of six months’ expenses in the bank, and we certainly wouldn’t be on a savings plan to pay 100% down for a home in 3-5 years.

Yes,
we’re frugal (I came into the marriage frugal, my husband has learned
to be out of necessity!), but we would be miles behind where we are now
without a written budget. I know this because we’ve done the math and
we know without a doubt that having a written budget, giving every
dollar a name, and putting it on paper, on purpose (to quote a few Dave Ramsey lines) has saved us literally thousands of dollars over the last five years.

Setting up a cash-flow plan is imperative before you start a business because it enables you to make your money work for you. Instead of you being a slave to a mountain of ever-increasing bills, you are at the helm of the ship with a written plan in place for every dollar you make. Your money will go farther, your stress levels will dramatically decrease, and you’ll be in great shape to become a WAHM!

Note: If budgeting is new to you, start with this post. Then go get yourself a copy of The Total Money Makeover. Dave walks you step-by-step through a plan to revolutionize your life and experience financial peace. In addition to The Total Money Makeover, I highly recommend this DVD on Cash-Flow Planning (this DVD was one of my first exposures to Dave Ramsey and it completely won me over! If you are a visual learner, this will especially be helpful.)

Just for fun: How many of you live on a budget? What has been the single greatest benefit your family has experienced by living on a budget?

Becoming a WAHM: Prioritization and Organization – Part 2

Last week in our Becoming a WAHM series, I talked about how
working at home is just that—it’s work. If you are not prepared to put in lots
of hours and lots of effort, there’s likely no point in starting in the first
place since I can guarantee you that it won’t be easy. Building a successful
business takes time, diligence, and lots of plain ole’ hard work.

Once you are determined that you’re willing to exert the
energy it will require, you’re not ready to start working from home just yet. First, you need to
take some time to examine your life. Step back and ponder
how organized (or disorganized!) your life is.

Do you feel like things are running smoothly most days and
that you have extra time to devote to a new endeavor? Or do you feel like you
are running around like a chicken with your head cut off barely keeping your
head above water?

If the latter describes you, then now is definitely not the
time to be adding something like working from home to your plate. Instead, I
recommend that you take the next month and evaluate your priorities, schedule, and activities. Are you willing to cut activities from your life in order to
focus part of your time and energies to starting a business? If so, what can
you start cutting back on today to free up more time for entrepreneurial things?

Don’t just think about cutting back or paring down—do it! If you’re
really serious about becoming a WAHM, it’s going to mean some temporary
sacrifices in order to achieve your long-term goals.  You can’t do everything so in order to say “yes” to something, you invariably need to say “no” to something else.

I also highly encourage you to spend a few months
developing a good routine and solid organization into your life. Running a successful
business requires organization—not only
on business pursuits, but also when it comes to home management. Balancing
business stuff with your much more important priorities of being a wife, mom, and
home manager mean you must have a plan and you must have order in your life.
Otherwise, you’ll become slave to the tyranny of the urgent.  Ask me how I know. 🙂

If you are struggling with time management, I wrote a series
on this subject on my other blog which you can read here (I’ll warn you, it’s rather long–start at the bottom of the page to read the posts in order!). For those interested, I also recently did a series on Successful Home Management with Toddlers.

Please know that I’m
still sorting things out myself and we definitely have days when I run around
in circles and accomplish next to nothing besides putting out fires; however,
by purposefully committing to develop organization and routine into our home,
things run much more smoothly. And it’s most assuredly only the grace of God and purposeful organization that enables me to be a wife, mom, homemaker, and blogger.

Just for fun: For those of you who work from home or have quite full plates, what’s your biggest time management tip or helpful idea for those who feel like they are drowning? I’d love to hear!

Becoming a WAHM: It’s work – Part 1

One of the emails I receive time and again is from moms who want to
find a way to earn money from home. While I don’t consider myself to be
a WAHM (work-at-home-mom) expert, I have worked from home for five
years now and have learned a lot along the way. This series is for
those of you who are contemplating working from home, those of you who
think you’d really love to work from home, and those of you who just
wonder what working from home involves.

I’ve read a lot of books and articles over the years on the subject
of working from home and find that often they are somewhat unrealistic. This series will not
be about get-rich-quick schemes (I hope you know by now that there is
no such thing!), how to work for one hour a week and make $100,000 a
year (that’s also a fairy tale!), or how making money from home is a
simple, easy thing.

What I will aim to share with you is my personal journey in
becoming a WAHM,  what things have and haven’t worked for me, what I
wish someone had told me when I was first contemplating starting a
business from home, and how you, too, can become a WAHM.

As I’ve mentioned in the past, I’m currently making a good income
from home–last year, I made the equivalent of a good part-time job and
this year, if things continue to go the way they are going, I will
likely double that figure. I’m doing the majority of my work in the
early morning hours and during my girls’ afternoon quiet time/naptime
and am thrilled to have the opportunity to bring in a good income while
not neglecting my most important priorities–that of being a wife and
mom.

I’m sure many moms could look at me and want what I have–the
ability to make a good income while staying at home, choosing my own
hours, and taking care of my husband, home, and family first. I can
take a day off (or even a few days off!) whenever I like and
the money continues to come in at the same rate because of the many
multiple streams of income I’ve set in place.

All this might sound really cool (and it is!) but what most people
often don’t add into this equation are the countless hours, days,
weeks, months, and even years that I spent building my online earnings up to the point they are at. I
do not care to recall all the failed income-earning things I’ve tried
nor the incredibly naive mistakes I’ve made. You don’t want to know
about the sleep I’ve missed or the outside opportunities I’ve had to
say “no” to in order to stay focused at keep at it–even when the going
got tough.

The effort has paid off and I’m now reaping the fruits of my labors
(though I’m still making lots of mistakes and I’m sure I’ll continue to
do so until the day I die!), but I won’t ever forget the struggles I
had to go through to get me where I’m at or the mountains I’ve had to
climb along the way.

I am a firm believer that, with God’s blessings and lots of hard work, anyone can successfully work from home. However, I will be the first to tell you that working from home is just that–work.
I’m by nature a positive person but I won’t sugar-coat the truth when
it comes to working from home: if you are not prepared to put in lots
and lots and lots of time and effort, working from home won’t work for you.

So, before you even consider working from home, I cannot stress how important it is that you are prepared for the long-haul. It often takes months or even years
to see results and steady, reliable income. If you stick with it,
though, it will eventually pay off–and likely it could pay off beyond
your wildest imaginations!

Just for fun: How many of you currently work from home? Tell us a little about what you do and what has and hasn’t worked for you.